Umbrella Insurance

While Personal Umbrella policies were once only purchased by those with significant assets, it now makes sense for nearly everyone in Simi Valley, Moorpark, Thousand Oaks, and other surrounding areas throughout California to consider this important coverage option. With monetary damage awards from lawsuits continuing to rise, an umbrella policy provides additional protection for your assets by making extra funds available above the limits already present in your home, auto, and boat policies. At Rancho Simi Insurance, we offer expert advice and guidance to help you determine if a Personal Umbrella policy is right for you. Contact us today to learn more. 

As independent agents, we represent companies that are willing to work with your unique situation. If you have home and auto policies from different companies, or have had difficulty getting an umbrella in the past, we can help you.  

With an umbrella policy, your legal fees are usually covered, saving you thousands of dollars in out-of-pocket expenses.  

Unlike your home and auto policies that usually apply only in the United States, a typical umbrella policy follows you around the globe. You can injure someone in Japan or accidentally destroy property in Greece, you've got coverage.